How You Can Get Your Money Back From Heritage Bank

To get your money back from Heritage Bank, you should follow these steps:

1. Verification Process for Depositors with Alternate Accounts: If you have an alternate bank account within the industry, the NDIC will use your Bank Verification Number (BVN) to locate your alternate account. You will be paid up to the insured amount of ₦5 million per depositor using this process.
2. Verification Process for Depositors without Alternate Accounts: If you do not have an alternate bank account within the industry, you should visit the nearest branch of Heritage Bank. Bring proof of account ownership, a verifiable means of identification (such as a driver’s license, permanent voter’s card, or National Identity Card), your alternate account details, and your BVN. This will allow for the verification of your deposits and subsequent payment of insured sums or the filing of an online claim on the NDIC website.
3. Payment for Depositors with Funds in Excess of ₦5 Million: If your funds in Heritage Bank are in excess of ₦5 million, you will be paid liquidation dividends upon the realization of the bank’s assets and recovery of debts owed to the bank.
4. Creditors: If you are a creditor of Heritage Bank, you should visit the nearest branch of the bank to file your claims or use the online platform provided by the NDIC.

Remember, the NDIC is the appointed liquidator of Heritage Bank, and it is committed to the safety of depositors’ funds in all licensed banks.