Akwa Ibom State Police Command Enforces Third-Party Vehicle Insurance
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In a bid to promote road safety and ensure accountability, the Akwa Ibom State Police Command has announced the enforcement of third-party vehicle insurance across the state. This move, which commenced on February 1, 2025, is in compliance with Section 68 of the Insurance Act and Section 312 of the 1945 Motor Vehicle (Third Party Insurance) Act.
Why Third-Party Insurance Matters
Third-party vehicle insurance is a mandatory requirement for all vehicle owners in Nigeria. This type of insurance provides financial protection to road users in the event of an accident or damage to property. By enforcing third-party insurance, the police command aims to ensure that vehicle owners take responsibility for their actions on the road and provide adequate compensation to victims of accidents.
Enforcement Exercise
During the enforcement exercise, police officers will be deployed to major roads and highways across the state to verify the insurance status of vehicles. Vehicle owners without valid third-party insurance will face penalties, including having their vehicles seized and taken to the nearest police formation.
To retrieve their vehicles, owners must present valid insurance documents. The police command warns that fake insurance documents will not be tolerated, and vehicle owners found with such documents will be required to identify the issuing source.
Importance of Compliance
The police command appeals to all vehicle owners to comply with this legal obligation to avoid inconveniences and promote road safety. Compliance with third-party insurance requirements is not only a legal necessity but also a social responsibility.
By ensuring that their vehicles are adequately insured, vehicle owners can help prevent financial hardship for themselves and others in the event of an accident. Moreover, compliance with third-party insurance requirements can help reduce the number of uninsured vehicles on the road, thereby promoting a safer and more responsible driving culture.
The enforcement of third-party vehicle insurance by the Akwa Ibom State Police Command is a welcome development that will help promote road safety and accountability in the state. Vehicle owners are advised to take this exercise seriously and ensure that their vehicles are adequately insured to avoid penalties and promote a safer driving culture.